Privacy policy

Effective October 31, 2026. This policy covers insureterm.com. InsureTerm is a brand of North Life Group LLC, 1835 NE Miami Gardens Dr, Ste 340, North Miami Beach, FL 33179.

What we collect

When you use the quote form we collect what you enter, which is your full name, mobile number, email address, state, age, sex, whether you have life insurance now, tobacco use, a general health rating, the coverage amount and term you want, your goals for the policy and the best time to call you. We also record the exact consent wording you agreed to and when, along with your IP address, browser type and the page and ad that brought you here.

Answers on our forms are saved as you type them, even if you do not finish, so an agent can help you finish the request.

How we use it

We use your information to contact you about life insurance by the method you chose, to prepare your quote, and to keep a record of your consent. We use ad and click information to measure which ads work.

Who we share it with

We do not sell your personal information. If you decide to apply, your information goes to the insurance company you choose. We use service providers that host this site, store records and send text messages, and they may use your information only to provide those services to us. We may disclose information when the law requires it.

This site uses advertising measurement tools from platforms such as Reddit to count visits and form submissions. We do not send your form answers, health rating, phone number or email address to advertising platforms.

Calls and texts

If you consent, we may call and text the number you gave about life insurance. Message frequency varies. Message and data rates may apply. Reply STOP to any text to stop messages and HELP for help. Consent is never a condition of buying anything, and you can call (305) 699-5857 for a quote instead.

Your choices

You can ask us to stop contacting you, to tell you what information we hold about you, or to delete it, by calling (305) 699-5857. We keep consent records as long as needed to show we had permission to contact you.

California residents

You have the right to know what personal information we collect, to ask us to delete it, to correct it, and to not be treated differently for using these rights. We do not sell or share personal information for cross-context behavioral advertising. To use these rights, call (305) 699-5857.

Children

This site is for adults 18 and older. We do not knowingly collect information from anyone under 18.

Changes

We will post any changes on this page with a new effective date.