Term policies

Term life policies, by name

Each page covers one named product and the company that issues it. Issue ages, lengths, riders and the conversion rule, each with its source and date.

Two policies sold under similar names can behave very differently once the level period ends or when you try to convert. These pages put the product rules in one place, product by product, so you can compare like with like.

Every page names the insurer that issues the policy. A blank cell means the insurer does not publish that detail in its consumer documents, and we say so instead of filling the gap from agent-only material.

Policies in the library

Your own price, from a licensed agent

Compare these policies with your own numbers

  1. Answer a few quick questions. Age, state, health and the coverage you want.
  2. A licensed agent calls you. From an independent agency that compares more than one insurer.
  3. You see real prices and conversion rules side by side. Nothing is bought on the call unless you choose it.
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